:root{
  --ink:#12222b;
  --ink-2:#3d5260;
  --sub:#6b7c88;
  --line:#e2e8ec;
  --bg:#ffffff;
  --bg-soft:#f6f8f9;
  --brand:#0f3d4c;
  --brand-2:#16596e;
  --gold:#b8893b;
  --gold-soft:#f6efe1;
  --radius:12px;
  --maxw:1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  background:var(--bg);
  color:var(--ink);
  font:16px/1.75 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:var(--brand-2);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{line-height:1.25;margin:0 0 .5em;letter-spacing:-.02em}
h1{font-size:clamp(30px,4.4vw,46px);font-weight:800}
h2{font-size:clamp(23px,3vw,32px);font-weight:750}
h3{font-size:19px;font-weight:700}
p{margin:0 0 1em}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 22px}
.section{padding:64px 0}
.section.soft{background:var(--bg-soft)}
.section.brand{background:var(--brand);color:#fff}
.section.brand h2{color:#fff}
.eyebrow{font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-weight:700;margin-bottom:10px}
.lede{font-size:17.5px;color:var(--ink-2);max-width:62ch}

/* header */
.site-head{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:100}
.head-in{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:14px 22px;max-width:var(--maxw);margin:0 auto}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none;color:var(--ink)}
.brand:hover{text-decoration:none}
.logo{width:36px;height:36px;border-radius:9px;background:linear-gradient(135deg,var(--brand),var(--brand-2));color:var(--gold);display:flex;align-items:center;justify-content:center;font-weight:800;font-size:16px;flex:0 0 auto;letter-spacing:-.03em}
.brand b{font-size:15.5px;display:block;line-height:1.2;letter-spacing:-.01em}
.brand span{font-size:11.5px;color:var(--sub);letter-spacing:.05em;text-transform:uppercase}
.nav{display:flex;gap:26px;align-items:center}
.nav a{font-size:14.5px;color:var(--ink-2);font-weight:550}
.nav a.active{color:var(--brand);font-weight:700}
.btn{display:inline-block;background:var(--brand);color:#fff;padding:10px 20px;border-radius:9px;font-weight:650;font-size:14.5px;border:1px solid var(--brand)}
.btn:hover{background:#0c313d;text-decoration:none}
.btn.gold{background:var(--gold);border-color:var(--gold)}
.btn.gold:hover{background:#9c7330}
.btn.ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.55)}
.btn.ghost:hover{background:rgba(255,255,255,.12)}
.nav-cta{display:flex;gap:10px;align-items:center}
@media(max-width:860px){
  .nav{display:none}
  .head-in{padding:12px 18px}
}

/* hero */
.hero{padding:74px 0 62px;background:linear-gradient(180deg,#f6f8f9 0%,#fff 100%);border-bottom:1px solid var(--line)}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center}
@media(max-width:900px){.hero-grid{grid-template-columns:1fr;gap:32px}}
.hero p.lede{margin-bottom:26px}
.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:8px}
.badges{display:flex;gap:22px;margin-top:30px;flex-wrap:wrap}
.badge-item{font-size:13.5px;color:var(--sub)}
.badge-item b{display:block;font-size:22px;color:var(--ink);font-weight:800;letter-spacing:-.02em}
.hero-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px;box-shadow:0 18px 44px -28px rgba(15,61,76,.36)}
.hero-card .hc-top{display:flex;align-items:center;gap:10px;padding-bottom:14px;border-bottom:1px solid var(--line);margin-bottom:14px}
.hero-card .dot{width:30px;height:30px;border-radius:7px;background:var(--gold-soft);color:var(--gold);display:flex;align-items:center;justify-content:center;font-size:15px}
.hero-card .hc-top b{font-size:14px}
.hero-card .hc-top span{display:block;font-size:11.5px;color:var(--sub)}
.post-line{display:flex;gap:11px;padding:11px 0;border-bottom:1px dashed var(--line)}
.post-line:last-child{border-bottom:0}
.post-thumb{width:44px;height:44px;border-radius:8px;background:linear-gradient(135deg,#dbe6ea,#eef3f5);flex:0 0 auto}
.post-txt{font-size:13px;color:var(--ink-2);line-height:1.5}
.post-txt b{display:block;color:var(--ink);font-size:13.5px}
.post-txt span{color:var(--sub);font-size:11.5px}

/* cards */
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:34px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-top:30px}
@media(max-width:860px){.grid-3,.grid-2{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px}
.card .ico{width:42px;height:42px;border-radius:10px;background:var(--gold-soft);color:var(--gold);display:flex;align-items:center;justify-content:center;font-weight:800;margin-bottom:14px;font-size:18px}
.card h3{margin-bottom:6px;font-size:17.5px}
.card p{font-size:14.5px;color:var(--ink-2);margin:0}
.card.dark{background:var(--brand);border-color:var(--brand);color:#fff}
.card.dark h3,.card.dark b{color:#fff}
.card.dark p{color:rgba(255,255,255,.82)}

/* steps */
.steps{counter-reset:s;margin-top:32px;display:grid;gap:14px;max-width:820px}
.step{display:flex;gap:16px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px 20px}
.step:before{
  counter-increment:s;content:counter(s);
  flex:0 0 auto;width:32px;height:32px;border-radius:50%;background:var(--brand);color:#fff;
  display:flex;align-items:center;justify-content:center;font-weight:700;font-size:14px;
}
.step b{display:block;margin-bottom:2px;font-size:15.5px}
.step span{font-size:14px;color:var(--ink-2)}

/* list */
ul.check{list-style:none;padding:0;margin:16px 0 0}
ul.check li{padding-left:28px;position:relative;margin-bottom:10px;color:var(--ink-2);font-size:15px}
ul.check li:before{content:"✓";position:absolute;left:0;top:0;color:var(--gold);font-weight:800}
.section.brand ul.check li{color:rgba(255,255,255,.9)}
.section.brand ul.check li:before{color:var(--gold)}

/* legal page */
.legal{max-width:820px;margin:0 auto;padding:56px 22px 72px}
.legal h1{font-size:31px}
.legal h2{font-size:20px;margin-top:34px;padding-top:22px;border-top:1px solid var(--line)}
.legal h3{font-size:16.5px;margin-top:22px}
.legal p,.legal li{font-size:15px;color:var(--ink-2)}
.legal .meta{color:var(--sub);font-size:13.5px;border-bottom:1px solid var(--line);padding-bottom:16px;margin-bottom:8px}
.legal ul{padding-left:22px}
.legal li{margin-bottom:7px}
.addr{background:var(--bg-soft);border:1px solid var(--line);border-radius:var(--radius);padding:16px 18px;margin-top:22px;font-size:14.5px;color:var(--ink-2);line-height:1.85}
.addr b{color:var(--ink)}
a.mail{word-break:break-all}

/* contact */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:36px;margin-top:32px}
@media(max-width:860px){.contact-grid{grid-template-columns:1fr}}
.info-box{border:1px solid var(--line);border-radius:var(--radius);padding:22px;margin-bottom:14px;background:#fff}
.info-box .lbl{font-size:11.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--sub);font-weight:700;margin-bottom:5px}
.info-box .val{font-size:16px;color:var(--ink);font-weight:600}
.info-box .note{font-size:13px;color:var(--sub);margin-top:4px}
.form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px}
.form label{display:block;font-size:13.5px;font-weight:650;margin-bottom:5px;color:var(--ink)}
.form input,.form textarea,.form select{width:100%;padding:10px 12px;border:1px solid var(--line);border-radius:8px;font-size:14.5px;font-family:inherit;margin-bottom:14px;background:#fff;color:var(--ink)}
.form input:focus,.form textarea:focus{outline:2px solid var(--brand-2);outline-offset:-1px}
.form textarea{min-height:110px;resize:vertical}
.form .btn{width:100%;border:0;cursor:pointer;font-family:inherit;padding:12px 20px}
.form-note{font-size:12.5px;color:var(--sub);margin-top:10px;text-align:center}

/* footer */
.site-foot{background:var(--brand);color:rgba(255,255,255,.78);padding:46px 0 26px;font-size:14px;margin-top:0}
.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:30px}
@media(max-width:860px){.foot-grid{grid-template-columns:1fr;gap:24px}}
.site-foot h4{color:#fff;font-size:14px;letter-spacing:.08em;text-transform:uppercase;margin-bottom:12px;font-weight:700}
.site-foot a{color:rgba(255,255,255,.8)}
.site-foot a:hover{color:#fff}
.site-foot ul{list-style:none;padding:0;margin:0}
.site-foot li{margin-bottom:7px}
.foot-brand{display:flex;align-items:center;gap:11px;margin-bottom:12px}
.foot-brand .logo{background:rgba(255,255,255,.1)}
.foot-brand b{color:#fff;font-size:15.5px}
.foot-bottom{border-top:1px solid rgba(255,255,255,.16);margin-top:30px;padding-top:18px;font-size:12.5px;display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap}

/* placeholder highlight (remove before launch) */
.ph{background:#fff3cd;border-bottom:1px dashed #b8860b;padding:1px 3px;border-radius:3px;color:#7a5300;font-weight:600}
.notice{background:#fff8e1;border-bottom:1px solid #f0d9a0;color:#7a5300;font-size:13.5px;padding:10px 22px;text-align:center}
.notice b{color:#5c3d00}

/* misc */
.center{text-align:center}
.center .lede{margin-left:auto;margin-right:auto}
.mt{margin-top:26px}
.tag{display:inline-block;background:var(--gold-soft);color:#8a6428;font-size:12px;font-weight:700;padding:4px 11px;border-radius:20px;margin-bottom:12px}
blockquote{margin:22px 0;padding:16px 20px;border-left:3px solid var(--gold);background:var(--bg-soft);font-size:15.5px;color:var(--ink-2)}
blockquote cite{display:block;margin-top:8px;font-size:13px;color:var(--sub);font-style:normal}